I’m looking to purchase my first home this year. What are my first steps? – Courtney C.
Thanks for your question Courtney. I believe that the first step in the home buying process is always to consult with your bank or a mortgage loan officer. I can certainly help you by referring you to a professional lender that will go over your financial snapshot, make loan product recommendations, discuss interest rates and see that your loan closes on time. All lenders charge closings costs. These cost may vary from lender to lender so it makes sense to do a little shopping. Once a lender gets an idea of your financial picture (income, debts, credit score) they will issue a pre-qualification letter to you and your Realtor. The amount and type of loan you qualify for can make a big difference in where you start shopping for a home. Good luck and remember Austin’s Go To Team can help find the perfect home for you!
